AUGUSTA, Ga. (WFXG) – Cybercriminals have a new way of trying to get your money. It’s called a reverse instant payment scheme. The FBI just issued an alert about it recently. 

The scenario starts with a text. Cybercriminals pose as your bank and send a message that appears to be a bank fraud alert. The text asks if the victim initiated an instant money transfer using digital payment apps. After a victim responds, the cybercriminal calls from a number that looks like a bank’s real 1-800 support line. The cybercriminal says they want to help you reverse a fake money transfer. Unfortunately, victims are actually tricked into sending funds to bank accounts under the criminal’s control. 

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